Compliance & Regulatory Matters


Ad Valorem Wealth Management Solutions Limited is Appointed Representative of Harrogate Financial Solutions Limited, York House,Cottingley Business Park, Bradford, West Yorkshire, BD16 1PE which is authorised and regulated by the Financial Conduct Authority (FCA).

Ad Valorem Wealth Management Solutions Limited is a subsidiary of Perspective Financial Group Limited.

Registered in England and Wales No: 7935927. Registered Office: Paradigm House, Brook Court, Wilmslow, Cheshire, SK9 3ND

Our FCA adviser firm number is 580015 and you can verify our details by using the link to the FCA (
• Please note that this link will take you away from

Ad Valorem Wealth Management Solutions Limited are based at:

Whitehall House
Sandy Lane
Newcastle under Lyme

Telephone: 01782 711 091
Facsimilie: 01782 712 965
General e mail:

As Independent Financial Advisers, we are legally obliged to access and recommend the most suitable products and/or services across the whole of the marketplace to suit client needs. Remuneration can be paid either on a direct fees basis or fees deducted from investment wrappings to suit your individual requirements.

From the origins of our business in 1985 right through to the present time, we have always and always will be renowned for our integrity and honesty and we fully respect the level of trust that our clients and professional introducers such as solicitors and accountants place in us. Regulations and Regulators change over time but our aim will always be to exceed the minimum requirements by a very large margin. On any reasonable measure of Compliance standards and Regulatory discipline we have always achieved the highest standards and will continue to do so.

We have fully embraced the Regulator’s Treating Customers Fairly principles through our advisory and client service processes, remuneration practices and highly competitive advisory charges in respect of the bespoke services that we provide.

Ad Valorem Wealth Management Solutions Ltd is authorised by the FCA  to receive and transmit orders in relation to one or more financial instruments or investment advice under European legislation in respect of the Markets in Financial Instruments Directive (MiFID). Ad Valorem Wealth Management Solutions Limited has continued with this level of authorisation which enables the firm to continue providing advice and service to clients of the practice who reside permanently or semi-permanently in EEA states other than the UK.

The firm also continues to provide advice and service to other overseas clients including ex patriate clients who reside overseas other than in the EEA.